Health Insurance for Parents

Health insurance for parents has been designed to provide comprehensive coverage to parents against healthcare expenses that may result from age-related issues. It covers your parents against the high cost of hospitalization and treatment against health complications that may lead to a financial burden.

Ideally, the best health insurance for parents should come with a lower pre-existing disease (PED) waiting period, higher sum insured, annual health check-up benefit, lower co-payment, cashless treatment, etc. Moreover, non-resident Indians or NRIs can also buy health insurance plans for their parents living in India.

co-payment, cashless treatment, etc. Moreover, non-resident Indians or NRIs can also buy health insurance plans for their parents living in India.

Health insurance for parents has been designed to provide comprehensive coverage to parents against healthcare

Key Features & Benefits of Health Insurance for Parents

Comprehensive Coverage

Includes pre and post-hospitalization expenses, daycare procedures, and domiciliary treatment.

Critical Illness Coverage

Some plans offer coverage for critical illnesses, ensuring comprehensive care.

Cashless Treatment

Access to a network of hospitals for cashless treatment, eliminating the need for upfront payment.

Coverage Amount

Choose a sum insured that covers potential medical expenses

Network Hospitals

Ensure the insurer has a wide network of hospitals for cashless claims.

Tax Benefits

Policyholders can claim tax benefits on the premiums paid under sections 80C and 80D. They can also claim tax exemptions under section 10(10D) as per the prevailing tax laws.