Key Features & Benefits of Best Health Insurance Plans
Comprehensive Coverage
Covers expenses related to hospital stays, including room rent, ICU charges, doctor’s fees, and surgery costs. Covers medical expenses incurred before and after hospitalization for a specified period.
Preventive and Outpatient Care
Annual or periodic health check-ups to detect potential health issues early. Coverage for doctor consultations, diagnostic tests, and medications without the need for hospitalization.
Specialized Coverage
Covers prenatal and postnatal care, delivery charges, and newborn baby expenses. Provides a lump sum benefit on the diagnosis of specified critical illnesses such as cancer, heart attack, stroke, etc.
Flexibility and Customization
Options to add riders like personal accident cover, critical illness cover, maternity benefits, and more. Bonus or discount on premium for every claim-free year, increasing the sum insured without additional cost.
Cashless Treatment and Network Hospitals
Avail of medical treatment at network hospitals without paying cash upfront, as the insurer settles the bills directly with the hospital. Access to an extensive network of hospitals across the country for cashless treatment options
Tax Benefits
Policyholders can claim tax benefits on the premiums paid under sections 80C and 80D. They can also claim tax exemptions under section 10(10D) as per the prevailing tax laws.